A visitor should well cover by his/her insurance policy. A travel insurance policy that covers cancellation, injury, death, lost baggage, theft, liability, medical treatment, emergency evacuation and personal expenses should strongly recommended.
Please make sure the insurance covers all the activities that you will be undertaking during your stay in Nepal, such as tour, trekking and climbing. If a client becomes ill, all hospital expenses, doctors’ fee and repatriation costs are the client’s responsibility.
Rescue insurance:
This is the most important part of insurance while on adventure trip. Please be sure that your insurance policy must cover all your rescue expenses probably by Helicopter. If you are injured and unable to travel, you can ask for a rescue helicopter or charter flight from a remote airstrip only if you have definite proof you can pay for it.
It cost around USD 5000 for a rescue in some remote location of Nepal. Be sure your policy specifically covers helicopter evacuation, which you have to pay in Nepal and claim on your country. Pay good attention on it before you leaving for travel.
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